FCB Mortgage Partners
Mortgage News
DFW Real Estate 2011?
Download PDF file Low credit scores not mattering!
Are you ready to
be a homeowner?
Are you ready to be a homeowner?
For mor information please download the HUD's Settlement Cast Booklet.
*Shopping for Your Home Loan"
Get Into A Home Of Your Own
Even if you have limited savings, our low-down-payment programs can help you become a homeowner.
Even if you have limited savings, our low-down-payment programs can help you become a homeowner.
Refinance Mortgage Rates Are Low!
Quick! While mortgage rates are low. NOW is the time to look into refinancing your home.
Quick! While mortgage rates are low. NOW is the time to look into refinancing your home.
FASB Ruling Hits the Mark
- Bonnie Raitt. Better believe that last week's news gave us plenty to talk about.and even a few things to smile about. Here are the highlights.
- Bonnie Raitt. Better believe that last week's news gave us plenty to talk about.and even a few things to smile about. Here are the highlights.
Private Banking
Overview of Private Bank Custom Jumbo Mortgages
Our client-focused approach offers the flexibility to develop the right solution for each borrowing need. - Minimum loan amount of $500,000 – no maximum
- Fixed or Adjustable rate options available based on LIBOR and Treasury indices
- Terms up to 15 years with amortization schedules of up to 30 years
- Up to 100% financing through the pledge of additional collateral – avoid liquidating assets for a down payment
- Various payment options to match current cash flow, including interest-only and quarterly payments, as well as balloon payments to coincide with a future liquidity event.
| Product Features | Custom Program |
| Availability | All 50 States and DC 6 month LIBOR |
| Adjustable rate mortgages | 1/1, 3/1, 5/1 Treasury Any term up to 15 years |
| Fixed rate mortgages | Any term up to 15 years Fixed: Any time period-max 5 years |
| Interest only option | ARM: 3 or 5 year option |
| Minimum/maximum loan amounts | $500,000 and up |
| Amortization | Any amortization up to 30 years (not bound by loan term) |
| Balloon option | Yes |
| Quarterly Payments | Yes |
| Uneven Payments | Yes |
| 100% financing | Yes – requires pledge of other collateral |
| Bridge loans | Yes |
| Prepayment penalty options | No |
| Application fee | None |
| Late payment fees | No |
| Asset owned by Private Bank | Yes Individuals Trusts |
| Borrowing Entities | Certain partnerships, corporations or companies when such have been created for the purpose of holding residential property for protecting borrower’s privacy or estate planning. |
| Private Mortgage Insurance (PMI) | No |
| Escrows (Impounds) | No |
| Construction financing | Yes |
| Second and third residences | Yes |
